Business Debt Management Tool
Track, manage, and eliminate your business debt with our free calculator. Get personalized recommendations for paying down debt faster and optimizing your business finances.
Enter your business debt details to get a payoff strategy
Debt Summary Preview
Enter your debt information to see a detailed breakdown and recommendations
Avalanche Method
Pay highest interest first
Snowball Method
Pay smallest balance first
Understanding Debt Payoff Strategies
Avalanche Method
The Avalanche method focuses on paying off debts with the highest interest rates first, while making minimum payments on all other debts.
Best for:
- Saving the most money on interest payments
- Businesses with high-interest debt
- Those motivated by long-term financial optimization
Snowball Method
The Snowball method focuses on paying off your smallest debts first, regardless of interest rate, while making minimum payments on all other debts.
Best for:
- Building momentum through quick wins
- Businesses with multiple small debts
- Those motivated by seeing immediate progress